Car Insurance in South Central Nebraska

Motor Vehicle Insurance

You never know what might Happen!!

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Choosing the right coverage for your personal car or motorcycle can be confusing.  Vehicle insurance helps protect you and your family against financial loss in the event of an accident or natural disaster.  Whether you or someone else is legally responsible for your claim, your insurance can help cover the cost of treatment for injuries and00448505 damages.   Your insurance may also cover the costs of repairing or replacing your vehicle if it is damaged or stolen.  The staff of Dageforde Agency will compare coverage’s and prices to find the best and most affordable coverage!

Liability Insurance – Nebraska law requires a minimum of $25,000/$50,000/ of liability insurance coverage for all vehicles.  This minimal coverage pays $25,000 for bodily injuries, $25,000 for property damage to a maximum of $50,000 per accident for damages caused by your vehicle.   Liability only coverages do not cover any damages to your vehicle.   Higher liability limits are available and highly suggested.  windshield glass broken

Comprehensive Insurance – Covers your vehicle for losses resulting from incidents other than collision. For example, comprehensive insurance covers damage to your car if it is stolen, or damaged by flood, fire, or animals.  To keep your premiums low, select as high a deductible as you feel comfortable paying out of pocket.   This coverage may be a requirement of a financing institution on a vehicle loan.
car crashCollision Insurance  –  In the blink of an eye, a car accident can change the course of your life.   Collision insurance covers damage to your car when your car hits, or is hit by, another vehicle, or other object. Choosing a higher deductible helps reduce premiums.  Coverage is normally limited to the cash value of your car. If you have a loan or a lease, then the lien holder may require collision coverage.

Multi-Policy Discounts – Many companies offer a multi-policy discount for vehicle insurance premiums combined with a homeowner’s policy.   Let Dageforde Agency quote your insurance today!

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