Congratulations on purchasing a new vehicle! Whether you found the perfect car or pick-up with that new leather smell, or have purchased a previously owned vehicle, everyone enjoys the thrill of a new ride! Before you drive off the lot, be sure to contact Dageforde Agency to protect your investment. The State of Nebraska requires all motor vehicles to have a proof of financial responsibility, commonly called a certificate of insurance.
In the State of Nebraska, Proof of Financial Responsibility must be carried in the vehicle at all times. It is required on all vehicles registered in the State of Nebraska with the following exceptions:
- All trailers (pulling unit insurance must provide coverage for the trailer);
- Snowmobiles;
- Boats;
- 30-day plated vehicles;
- Dealer-plated vehicles;
- Campers on the back of trucks – proof is required for the truck on which the camper is placed.
- Proof of Financial Responsibility is presented to the designated County Official at the registration issuing site when application for registration is submitted.
The following documents are satisfactory Proof of Financial Responsibility:
Certificate of Insurance – this must be original document issued by an insurance company authorized to do business in Nebraska. Photocopies are not acceptable. The Certificate of Insurance presented must have the following information:
- Name of the insurance carrier;
- Names of insured(s);
- Policy number; Year of vehicle;
- Make of the vehicle;
- Model of the vehicle (e.g., Ford “Mustang”) and/or the last three digits of the Vehicle Identification Number;
- Effective and expiration dates of the liability coverage.
Insurance Policy – this must be original document issued by an insurance company authorized to do business in Nebraska. Photocopies are not acceptable. The names on insurance policy, registration and title do not need to match. However, there must be a detailed description of the vehicle (year; make; model and minimum of the last three digits of the VIN). The Insurance Policy presented must the following information:
- Name of the insurance carrier;
- Names of insured;
- Policy number;
- Year of vehicle;
- Make of the vehicle;
- “Model” of the vehicle (e.g., Ford “Mustang”) and/or the last three digits of the Vehicle Identification Number;
- Effective and expiration dates of the liability coverage.