SR-22 Certification

An SR-22 is a certificate that verifies proof of financial responsibility for minimum insurance requirements.  The form that the Department of Motor Vehicles requires is called an SR-22 filing, and is the only form of proof of insurance that will be accepted.

It is your responsibility to notify your insurance agent that you need a SR-22 filing.   The insurance company will need to electronically submit the SR-22 filing directly to the Department of Motor Vehicles.  A fax or photocopy of your insurance policy is not a valid form of submission for an SR-22 filing.  If you do not own any vehicles, you must purchase a non-owner or operator policy.

An SR-22 may be required for some of the following reasons:

  • Driver’s license revocation due to driving or at-fault accidents without insurance
  • Driver’s license suspension or revocation as a result of a court conviction or accumulation of points, such as traffic tickets
  • Driver’s license suspension or revocation for DUI or DWI

Your insurance coverage and the SR-22 filing must be in effect on the date you meet the requirements to reinstate your operating privileges and you must maintain the filing as indicated below, whether or not you own a motor vehicle or live in the State of Nebraska:

  • Point Revocations – license revocation for accumulation of 12 or more points in less than a two (2) year period. SR-22 needs to be on file for three (3) years from the date eligible for reinstatement.
  • No Proof of Insurance – license suspension resulting from a court conviction for no proof of insurance. SR-22 needs to be on file for three (3) years from the date the ticket was issued.
  • Court Ordered Revocations – license revocation resulting from a court conviction wherein the court ordered the license to be revoked for a specific period of time. SR-22 needs to be on file for three (3) years from the date eligible for reinstatement.
  • Accident Suspensions – license suspension resulting from involvement in a reportable accident. SR-22 only required to be on file the date of license reinstatement.
  • Unsatisfied Judgment Suspensions – license suspension resulting from a civil judgment filed in a court related to an accident. SR-22 only required to be on file the date of license reinstatement.
  • Default in Payment / –Default in Payment  Unsatisfied Judgment – license suspension resulting from defaulting on a written agreement for reimbursement for damages/injuries resulting from an accident. SR-22 only required to be on file the date of license reinstatement.
  • Employment Drive Permits – SR-22 only required to be on file until the employment drive permit expires. If you were revoked for a point accumulation, the SR-22 would be required for an additional period of time as indicated above.